Do we accept the risk that we might get hit from behind every day we snowboard? In the grand scheme, yes, we do. Just like we accept the risk that if we drive somewhere in a car we might get hit from behind. But we do not accept the responsibility for other people's mistakes or negligence. We expect the other driver or snowboarder to pay for repairs. We don't just say, oh well, s*** happens! The motorcycle racing or track day analogy is incorrect. I've been to several track days and they tell you up front, if someone wads their bike into yours, they're very sorry, and that's the end of it. Such a disclaimer or agreement does not exist at a ski resort. I pity the fool who runs into my wife or kids and takes this attitude.