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US or Canadian online, interest earning, fee free bank account.


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Is there such a thing? Do I have to be a US or Canadian resident? (I'm in New Zealand)

This is so that I can do online payments with out useing a credit card. Good for buying carving goodies :) and buying US or Canadian currency to use in the future.

Are there any banks that allow you to pay accross the border (US and Canada) with out huge fees?

Thanks for any thoughts.

Jason.

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